At Manimama Law Firm, we offer a full spectrum of payment services meticulously designed to meet the evolving financial and operational needs of modern businesses. We understand that payment services are not just a supporting function but a vital element of corporate infrastructure that drives efficiency, supports scalability, and ensures full legal compliance in both local and global markets.
We work closely with banks, electronic money institutions (EMIs), and payment service providers (PSPs) to help our clients access reliable and cost-effective payment solutions that are fully aligned with their business goals.
Whether you are a fintech startup, international holding, or a company, our firm provides tailored payment services that include:
- selection and opening of optimal payment accounts across multiple jurisdictions;
- support with licensing and registration of payment platforms and fintech products;
- structuring of payment flows for operational efficiency and tax optimization;
- legal review of agreements with EMIs, PSPs, banks;
- full compliance support, including AML, KYC, and transaction monitoring systems.
In today’s digital economy, having access to efficient, secure, and compliant payment services is essential for business continuity and success. Our legal experts not only help businesses navigate the complex regulatory landscape surrounding payment services, but also anticipate risks and offer strategic solutions for long-term financial growth.
We also offer guidance on the integration of innovative technologies within payment services infrastructure — including blockchain-based payments, crypto-to-fiat conversion tools, and embedded finance features. Manimama Law Firm’s deep expertise in the legal aspects of digital finance ensures that every client benefits from future-ready payment services backed by legal certainty.
By choosing Manimama Law Firm as your legal partner, you gain a competitive edge through reliable, scalable, and legally sound payment services. Our proactive legal support empowers you to stay compliant, agile, and resilient in a fast-changing financial environment.
Key numbers about payment services
50+partners around the world (banks, EMIs, etc.) |
up to 30 daysaverage period for opening an EMI account |
95%of businesses successfully open accounts due to the strict preliminary verification of documents by our team |
80+jurisdictions in which we can help with opening different accounts for businesses |
5+years of experience in providing payment services and supporting financial transactions |
100%client support at all stages of the process |
Legal opinion about payment services
Ganna Voievodina
Manimama
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CEO
«At Manimama Law Firm, we provide legal support for the opening and maintenance of bank/EMI/merchant/crypto accounts in various jurisdictions worldwide. Our services are fully compliant with international regulations, including AML and KYC standards. We act as a legal intermediary between our clients and different financial institutions, ensuring that all documentation and processes meet the legal and regulatory requirements. While we do not handle client funds, we ensure that all services are conducted transparently and within the legal framework».
Our payment services
Manimama is recognized as a specialist in the sphere of payment services. We offer a wide range of tailored solutions designed to meet the needs of businesses across various industries — all delivered on a white-glove basis. Our expertise covers every aspect of payment infrastructure, including:
Bank accounts for crypto companies
We assist crypto-related businesses in opening corporate bank accounts in jurisdictions that are open to digital asset operations. Our legal team provides full support throughout the process, including document preparation, risk assessment, and communication with banking partners familiar with blockchain and fintech sectors.
Crypto exchange accounts
Manimama Law Firm helps businesses open and verify corporate accounts on reputable cryptocurrency exchanges such as Bitstamp, Coinbase, WhiteBit, Kraken. We ensure that all compliance documents meet platform standards and advise on KYC/AML requirements to facilitate smooth onboarding.
Merchant accounts for crypto and high-risk businesses
We provide support in setting up merchant accounts that allow businesses to accept payments in fiat or crypto. Whether you’re operating in a high-risk industry or launching a crypto project, we connect you with reliable payment providers and assist in contract negotiation and legal compliance.
Offshore bank accounts
Our team guides businesses through the process of opening offshore bank accounts for asset protection, international business operations, or tax efficiency. We work with licensed banks in favorable jurisdictions and ensure all structures are legally compliant and secure.
Payment solutions via EMI
We assist businesses in opening accounts and integrating payment solutions through trusted EMIs across Europe, Asia, Central America and Caribbean. These institutions offer fast, flexible, and cost-effective alternatives to traditional banking, especially for fintech and digital businesses. Our legal support covers onboarding, regulatory compliance, and structuring solutions that match your business model.
Benefits of opening different types of accounts
Bank accounts for crypto companies
Opening a traditional bank account as a crypto-related business can be challenging — we help you overcome this with the right legal support.
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Crypto-friendly banks
Access to crypto-friendly banks with experience in blockchain-based businesses.
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Legal support
Full legal support for KYC/AML documentation and onboarding.
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Fiat payment access
Ability to handle fiat payments and salaries within a compliant framework.
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Business credibility
Strengthens the company’s credibility in the eyes of partners and regulators.
Crypto exchange accounts
Corporate accounts on regulated crypto exchanges provide more flexibility and legitimacy for your crypto operations.
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Secure trading
Secure and compliant access to crypto trading and liquidity.
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Financial clarity
Simplifies accounting and separation of company and personal assets.
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Fast onboarding
Faster onboarding with proper legal structuring and documents.
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Seamless conversions
Enables seamless fiat-to-crypto and crypto-to-fiat transactions.
Merchant accounts for crypto and high-risk businesses
Merchant accounts allow businesses to accept payments globally, even in industries considered high-risk.
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Global payments
Accept payments online in fiat and cryptocurrency from clients worldwide.
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Higher conversion
Improve payment conversion through optimized checkout and payment service provider integration.
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Chargeback protection
Lower chargeback rates thanks to tailored risk management tools.
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Risk-savvy gateways
Access to gateways that understand the specifics of high-risk and crypto verticals.
Offshore bank accounts
Offshore banking offers strategic advantages for international businesses and asset structuring.
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Asset protection
Enhanced asset protection in secure and stable jurisdictions.
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Global transactions
Facilitate international transactions in multiple currencies.
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Tax optimization
Strategic tax planning possibilities under compliant structures.
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Light regulation
Reduced regulatory pressure compared to onshore banking in some sectors.
Payment solutions via EMI
EMIs offer a smart alternative to traditional banks, especially for modern digital businesses.
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Easy onboarding
Faster onboarding and easier access than with traditional banks.
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Multi-currency accounts
Multi-currency IBAN accounts and modern online platforms.
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API integration
Open API and tech-friendly integration with your business systems.
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Cost efficiency
Lower fees and high transaction limits for daily business needs.
Why choose us?
Now, why shall you trust Manimama Law Firm with your opening account needs? Let us explain!
Crypto & fintech expertise
We specialize in payment services for crypto, fintech, and high-risk sectors — industries where traditional banks often say “no,” we say “let’s make it happen.”
Direct access to partners services
Thanks to our trusted network of international banks, EMIs, and PSPs, we connect you directly with them ready to support your business model.
Fully compliant process
All services follow strict AML/KYC and regulatory standards to ensure secure and compliant account opening, even in complex jurisdictions.
End-to-End support
From document preparation to onboarding and post-launch maintenance — we handle every step so you can focus on growing your business.
Multi-jurisdictional coverage
Whether you need an account in Europe, Asia, or an offshore jurisdiction — we offer solutions tailored to your geography and risk profile.
Business-Focused Structuring
We don’t just open accounts — we build smart financial setups aligned with your company’s structure, goals, and future scaling plans.
Requirements for opening different types of accounts
Each payment solution comes with its own regulatory, technical, and documentation requirements.
1. Bank accounts for crypto companies
Before opening a bank account for a crypto-related business, it is crucial to choose a bank that accepts digital asset clients and to prepare detailed compliance documentation.
Requirements:
- Legally registered company in a supported jurisdiction
- Full package of corporate documents
- Confirmation of the company’s activities
- Full package of documents on UBOs, directors, and signatories
- Website and whitepaper (if applicable)
- AML officer / MLRO documents
- AML policies and internal compliance procedures
2. Crypto exchange accounts
Opening a corporate account on a regulated exchange requires documentation similar to banking KYC, with added focus on the crypto business model.
Requirements:
- Certificate of incorporation and company structure
- Shareholder and director identification documents (personal documents, resume, source of wealth, proof of address)
- Proof of company activity (e.g., business plan, transactions)
- Proof of address and tax ID
- Compliance officer information
- AML policies and internal compliance procedures
- Additional documents which may differ
3. Merchant accounts for crypto and high-risk businesses
To accept online payments, especially in high-risk sectors, PSPs and acquiring banks require strong legal clarity and risk controls.
Requirements:
- Active website with full product/service description
- Company registration documents
- Financial statements or expected transaction volume
- Chargeback management plan
- KYC documents for beneficiaries and directors
4. Offshore bank accounts
Opening an account in an offshore jurisdiction requires strong justification of business activities and verification of legal and tax compliance.
Requirements:
- Proof of legitimate business operations
- Corporate documents certified by a notary/apostille
- Business plan or description of operations
- KYC for all company officers
- Economic substance declaration (in some jurisdictions)
5. Payment solutions via EMI
EMIs offer flexible onboarding, but still follow strict regulatory frameworks. Documents must prove the legitimacy and purpose of business activities.
Requirements:
- Legally registered company in a supported jurisdiction
- Full package of corporate documents
- Confirmation of the company’s activities
- Full package of documents on UBOs, directors, and signatories
- Website and whitepaper (if applicable)
How to partner with Manimama for payment services?
As a legal partner specializing in complex payment solutions, Manimama Law Firm guides each client through a fully compliant, personalized, and result-driven process — from initial analysis to account activation and post-opening support. Here’s how we make it happen:
1. Identification of needs
- The client contacts us with a request to open an account. Our sales department sends him a specially designed detailed questionnaire to determine the client’s needs
- The client fills out the questionnaire and it is sent to our payment solutions department for review by our lawyers
- The lawyers study the questionnaire and, according to the client’s needs, form a list of payment solutions that are suitable for him
- If necessary or desired by the client, our lawyers can provide a full consultation on the options for opening a corporate account
2. Choosing a payment solution
- A chat is created with the client and lawyers, where we send a list of proposed payment solutions.
- Based on this information, the client decides where we will open an account
- Our lawyers prepare a pre-application and send it to the bank/EMI to confirm the possibility of onboarding and provide detailed tariffs
3. Submission of a full application
- We fill out a full application and send it to the payment institution on behalf of the client
- Receiving feedback on the application from the manager
- Preparation and request from us to the client to prepare additional documents, which, depending on the specifics of the client’s activities, are requested by the bank’s compliance / EMI
4. Correspondence with compliance and decision-making
- At the main stage, we correspond with the compliance department of the payment institution and analyze the documents provided by them
- Our lawyers fully take care of filling out almost all questionnaires, bank forms and other documentation, as well as drafting letters on behalf of the client
- Control over the process from our side due to the constant possibility of communication by managers of all our partners
- Based on the results of the application review, the bank/EMI makes a decision on opening an account
- Support in signing the agreement
5. Post-operational service
- Once the account is approved and active, we remain your legal contact for future compliance, risk checks, or additional integrations
- We support you in updating documentation or applying for additional services (e.g., cards, FX, merchant add-ons)
Frequently asked questions
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What types of payment services do you offer for businesses?
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Can you help crypto companies open a bank account?
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What documents are needed for account opening?
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How long does it take to open a corporate bank account?
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What is the difference between a bank account and an EMI account?
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Can I open a business account remotely?
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Do you offer payment services for high-risk businesses?
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Can you help with opening a merchant account for my crypto project?
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What jurisdictions do you cover for bank account opening?
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How does Manimama choose the best-fit bank or EMI for my company?
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Do you help with opening accounts on crypto exchanges like Bitstamp or Kraken?
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What are the benefits of using an EMI for my business?
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Can offshore companies open business bank accounts?
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Will I get post-account-opening support?
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Is it legal to open a business account for a crypto company?
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What if my business has been rejected by a bank before?
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Do you offer payment services for startups?
Maksym Kuzma
Corytech
|
CLO
“Manimama opened, at my request, with an equal ease opened both banking account for storing the authorized capital for a european VASPs in a bank, and payment accounts for C2B cryptocurrency transactions for both European and Canadian MSBs. When I need any account in crypto I come to them.”
Dmitriy Bondar
CredoCoin Capital
|
CIO
“Launching the SWIFT for the offshore asset management company? Sounds like someting impossible and really hard. But not for Manimama who managed to do that. An outstanding law firm which we recommend to any business.”
Nathanael Cohen
INDIGO Fund
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Co-Founder & CIO
“I love working with Manimama. This is the first law firm that immediately offered to open an account together with the incorporation of the company for cryptocurrencies. Because in their opinion, without this, there is no point in starting a financial service without payment solutions. The best provider in crypto!”
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